· PLEASE NOTE: This software is the sole property of Think Ahead, LLC. and is protected under United States Copyright Laws (17USC. et seq.) and applicable Federal, State and common laws. Unauthorized use and distribution is strictly prohibited. "Loaning" (or Distributing) a Registered/Activated copy is not allowed and is a violation of copyright law.

· The software may not be used on more than one computer at the same time.
Use of the EMD (Email-my-Data) version of College Aid Calculator® is limited to individuals or families to create a single record which may be shared with a college planner using College Aid Calculator® PRO.
Use of College Aid Calculator® PRO requires that planner groups purchase a current license for each individual planner in their organization. Each planner may have a desktop and a laptop copy.

· Planners who have a current license for College Aid Calculator® PRO may copy limited portions of the Guide to College Financial Aid and Tax-advantaged College Saving Options to include in reports they prepare for clients. Copying, using, and distributing portions of any Think Ahead LLC materials without a current license is a violation of copyright law.

**Disclaimer: · This software provides estimates only. Note that individual colleges and universities vary in policies for awarding aid funds and that final decisions rest with financial aid administrators.

· The software is not an aid form. Responsibility for filling out aid forms rests with the aid applicant. Actual aid offers may be substantially different from this software's estimates.

· Think Ahead, LLC. makes no express or implied warranty nor guarantee results. Neither Think Ahead, LLC. nor its associates may be held liable for any errors, omissions or damages. Think Ahead, LLC. does not provide legal, tax, or investment advice. Consult with your lawyer, accountant, or financial advisor if you have any questions.

· Think Ahead, LLC.'s software incorporates both the U.S. Department of Education formulas for need analysis [used to allocate federal aid funds] and the College Scholarship Service's formulas [used in addition to federal formulas to allocate aid funds at many colleges].

· Formulas from the 2009-2010 CSS/Financial Aid PROFILE Institutional Methodology Computation Specifications are used in this application with permission of the College Entrance Examination Board. Copyright 2008 by College Entrance Examination Board. All rights reserved. The College Entrance Examination Board has not reviewed, and assumes no responsibility for the accuracy of either the programming or the results in this application. CSS is a registered trademark of the College Entrance Examination Board and CSS/Financial Aid PROFILE is a trademark owned by College Entrance Examination Board.

Thank you.
Think Ahead, LLC.